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All Risks Insurance Covers for Cleaning Contractors

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Machinery & Equipment Insurance

All Risks Cover is available for all machinery, tools and equipment owned by the insured or leased to them under a lease agreement which is used for their business. Portable computers and smart phones are included. The cover includes overnight theft from unattended vehicles. Owned & Hired Plant Insurance Full cover for all plant owned or hired to the insured. Limits of Indemnity are dependent on requirements.

Owned & Hired Plant Insurance

Full cover for all plant owned or hired to the insured. Limits of Indemnity are dependent on requirements.

Standard Cover

  • Internal and external cleaning of domestic and commercial properties.
  • Carpet, upholstery, hard floors, soft furnishing and curtain cleaning.
  • Window cleaning to specified height limit.
  • Gutter, soffit, fascia, signage and frame cleaning.
  • Pressure washing to 248 bar (3,600 psi).
  • Oven cleaning (excluding industrial ovens).
  • White goods cleaning (fridges, washing machines etc.).

Public Liability Insurance:

  • Damage to property being worked upon.
  • Loss of customer’s keys.
  • Misuse of customer’s telephones.
  • Failure to secure a customer’s premises.
  • Incorrect destruction of goods.
  • Re-setting of alarms.

Frequently Asked Questions

We can cover almost any type of cleaning risk from domestic cleaners, commercial cleaners to high level window cleaners. However large or small we can provide a quote.
All quotes will be confirmed (subject to all the necessary information being provided) within 1 business day.
Yes, cover is available for Public Liability only. Cover for Employers Liability, Tools or Plant can be added to this policy at any time.
You can increase turnover and wages by up to 50% in any insurance period without any increase in premium. Insurers provide a Duty of Disclosure document for you confirming the maximum turnover and wages allowable, both at inception and at the annual anniversary of the policy. Unless the figures shown in the Duty of Disclosure document will be exceeded during the following 12 months, the premium will not change.